Everything You Need to Know About Chase Business Cards
Chase business credit cards have become strong monetary instruments in the hands of businessmen and small businesses and have attractive benefits, high reward points and lots of earning with high sign up bonuses-such as the $750 bonus that qualifies after meeting minimum spending of card owners on some cards. However having one is a matter of a small know-how.
What is a Chase Business Card?
The Chase business cards are credit cards that can be used to cover business expenses such as the Ink Business Unlimited or Ink Business Preferred. They also aid in charging expenditure, secure points and rewards and you will find that they even have welcoming offers.
How to Fill Out the Application
To apply, visit the Chase website and provide:
- Your business name and type (can be sole proprietor/freelance)
- Business income and address
- Personal Social Security Number (SSN) for a credit check
You don’t need a registered business or EIN—your own name and SSN work if you’re a freelancer.
How Long Should You Wait Between Applications?
Chase suggests waiting a minimum of 30 days in between applications on Chase business cards. The same will happen to Chase as well or rather, there is a so called 5/24 rule, the bank will reject you once you have opened 5+ credit cards in the past 24 months.
Can You Use It for Personal Purchases?
Officially, not really–Chase business cards are to be used in cases of business-related expenses. Personal use of them could contravene card rules.
Is It Hard to Get a Chase Business Card?
It is credit-dependent. With a good or excellent credit (700+) it improves your odds. The presence of a business income is, also, helpful, in however small a degree.
How Do I Check My Application Status?
Call 1-800-453-9719 or check via your Chase online account or app.
Which Chase Business Card Is Easiest to Get?
The Ink Business Cash® Card is often seen as the easiest—especially for freelancers or small businesses starting out.approach and good credit, getting approved can be easier than you think.
Chase business credit cards are issued by JPMorgan Chase & Co., one of the largest and most well-known financial institutions in the world. The credit card division is typically branded as:
Chase Bank (a division of JPMorgan Chase & Co.)
Some of the most popular Chase business cards include:
- Ink Business Preferred® Credit Card
- Ink Business Unlimited® Credit Card
- Ink Business Cash® Credit Card
These cards are specifically marketed and managed by Chase Bank USA larger umbrella of JPMorgan Chase & Co.
📝 Conclusion
Chase credit cards provide such a fantastic value with cash back, travel rewards, and welcome offers such as their well know $750 offer. A freelancer, small business owner, or startup founder, these cards can be used to simplify the budget and increase its rewards. The only thing you need to remember is to use them solely on business purposes and take into consideration application policies of Chase, such as the 5/24 rule and application spacing. Upon getting the right